Transactional Lending

EMD

Here's everything that will happen immediately after you submit your deal for EMD funding

We will review your request(typically within 30 min)

Are all of the contracts signed and executed by both parties? Is the EMD refundable? If so, is the inspection period 7 days out?

We will send you the following contracts to sign/have signed

A mutual release agreement (to be signed by the SELLER). An EMD agreement confirming we will fund your deal.

We will have you connect us with your title company to do the following

Have your title company sign off agreeing to abide by our agreed upon contracts. Confirm no other issues will arise from having the EMD sent from a 3rd party.

Outcome:

Once the above are complete your deal will be funded, guaranteed.

Fees:

We charge a flat 5% up-front return on all EMD deals and addtl. 20% when it closes. Deals over 30 days will have an additional fee. The 5% fee is non-refundable, and has a minimum of $1,500.

Double Closes

Here's everything that will happen immediately after you submit your deal for Double Close funding.

We will review your request(typically within 30 min)

Are the AB & BC contract both signed and executed by all parties? Do the AB/BC Buyer & Seller match up and all addresses match? Is there enough spread between the 2 deals to pay all fees and closing costs? Do both contracts have the deals set to close on the same day?

We will have you introduce us to your title company as the AB funder

Once introduced, we will go through our checks with the title company. These include confirming the amount that needs to be funded, and signing off on the final payoff (HUD) showing the safe return of our capital.

Final checks are completed and funds are sent

Our final checks include confirming all end buyer funds are in first, as this is the only way to ensure our funds are protected. We will also confirm all documents are signed and disbursement is ready. Once this is complete, funds will be sent immediately.

Outcome:

As long as all of our requirements are met by title, your funding is guaranteed in full every time.

Fees:

We charge a flat 1.5% fee on all same title company double closings up to $1M with at least 1 weeks notice. If you need the money quicker than that or are closing at separate title co. there will be an additional +1% fee. Our minimum return is $1,500 on smaller deals.

Stack Methods

Here's everything that will happen immediately after you submit your deal for Stack Method funding.

We will review your request(typically within 30 min)

Has the seller clearly agreed on a seller carry-back structure? Is the seller carry enough to cover closing costs & fees?

We will send your our full setup guide for the transaction

This will include VIP links for setting up your bank account and contracts to confirm our agreement for funding. These contracts also clarify our role to ensure transparency with your lenders.

We will schedule your intake call

On the call, someone on our team will review the details of your deal and confirm our ability to help you get it to the finish line. We will also review whether or not you qualifying for our Stack Pro program, which allows you to bypass the up-front fee and handle all contracts and lending logistics on your own.

We will setup your dashboard account

Once setup in our proprietary dashboard, you'll be able to communicate smoothly and clearly with our team on all steps required to get your deal to the finish line.

Fees:

We charge a flat 2.5% minimum fee on Stack Method deals with at least 1 weeks notice. If you need the money quicker than that we will have to review to confirm. Our minimum return is $2,500 on smaller deals.